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Getting a merchant account for an adult website can be challenging, although its the most vast and versatile industry in ecommerce. Adult websites are dependent on credit cards for both payment and age verification. Adult payment processing uses two mode of payment. One is to classify business as high risk, no bank is willing to work with adult businesses because of legal and financial risks are greater.
Adult payment processing offers merchant accounts to adult websites with low transaction fees. Due to the large scale of volume adult payment processing offers discounted rate between 2-3%.