A merchant account is a commercial bank account established by contractual agreement between your business and the banks we represent. A merchant account enables your business to accept credit card payments from your customers.
By accepting major credit cards you can increase your credibility, customer convenience, and best of all, your sales. Statistics say accepting credit cards can increase sales by 30 to 100% !
Simply, link to our online
application and submit the requested information. You may
also email us at
email@example.com or call 877-460-8472
for further assistance on setup, or other processing related
In 24 hours your company will be able to accept credit cards from your customers. Our processing department specializes in expediting your application so you can immediately start accepting credit cards from your customers. All necessary paperwork will be sent next day via FedEx.
We will apply for your business to accept all 5 major credit cards: Visa, Mastercard, American Express, Discover and Diners Club.
We offer your business four options for processing credit card and check orders:
Secure, real-time credit card and check processing for your website.
Merchant Master Software for PC’s
Macintosh and DOS for your Mail/Phone order business.
High Risk Credit Card Processor offers both leasing and purchasing options for your business. This includes a 24-hour replacement policy and free immediate upgrades within our E-ProcessingNetwork software package while you’re processing with us.
As a High Risk Credit Card Processor merchant you will receive a comprehensive statement detailing your credit card transactions. This also comes with 24-hour customer service to assist you with all merchant account related questions.
Once the transaction has been approved your customer’s charges are deposited directly from our credit card processor to your bank account. Transaction deposits range from 24-48 hours from the date of the transaction.
The lease payment is based on the type of credit card terminal, printer, or software you choose and the number of months you select, i.e., 12, 24, 36, or 48 months. Leasing is an attractive alternative when you want to preserve working capital, have a tax deductible business expense, and a low down payment. At the end of lease you may continue month-to-month, buy-out the lease at fair market value, or terminate the lease.
E-ProcessingNetwork setup is quick and easy. The merchant or webmaster simply establishes a link between the E-ProcessingNetwork secure server and the merchant’s website. Examples of the linking HTML code can be found in the E-ProcessingNetworkIntegration and Developers Utilities
The E-ProcessingNetwork transaction form can be configured by clicking the “Edit Configuration” option in the Merchant Menu. By e-mailing the merchant’s logo and any background graphics to
Any customer has the right to dispute a credit card charge from the card’s issuing bank. If a charge is challenged, a retrieval request will be sent to the merchant asking for proof that a sale had been made by the customer. In addition, the merchant’s credit card processor has the right to discontinue service for many reasons. And finally, a merchant should take due diligence to protect against someone trying to order merchandise with stolen cards by becoming familiar with the process.
AVS is a service that is built into the authorization process to help prevent fraudulent transactions. The numerical portion of a consumer’s address is sent along with the transaction data and is matched against the address that is registered with the consumer’s credit card from their issuer’s bank. A response code is sent back with the approval (or decline) message that indicates a match or not. Currently, a match or mismatch is simply reported back to the merchant and does NOT result in a transaction decline. The merchant then has the option to contact their customer to confirm the correct address before they ship any goods.
After you have consulted our technical manual and still require additional support, we ask that an email to
firstname.lastname@example.org detailing the question at hand will allow our technical service advisor to research the question at hand (please include with question your business name, phone number, and contact name.)
Our service needs to be compatible with the merchants shopping cart software. E-ProcessingNetwork can integrate with several shopping cart programs; however some companies “Lock Out” competing payment services such as E-ProcessingNetwork. Contact High Risk Credit Card Processor at
email@example.com for compatibility of shopping carts.